The 6 Most Important Financial Planning Considerations For Small Business Owners
Tailored financial advice for every stage of life.
SERVICES
Do you want a comprehensive and customized financial plan without the pressure of product pitches and sales tactics? Then our fee for service financial planning offering is for you.
Individuals and Couples
Are you a student or recent graduate who is just starting out and trying to navigate repayment of student loans and other financial decisions that come along with starting your new journey? We have a discounted student rate for you!
Students and Recent Graduates
Are you going through a separation or divorce and feel overwhelmed by all of the information coming at you and decisions you are trying to navigate as you try to move forward towards your financial independence? We have curated a service that helps you with your unique needs.
Separation and Divorce
Are you looking for someone who prioritizes your best interest to make investment recommendations and manage your portfolio to help you grow your wealth for retirement or other goals?
Investments and Wealth Management
Are you a business owner, whether incorporated or a sole proprietor, who is feeling a bit lost and overwhelmed by the complexities of managing both business and personal finances to reach your goals? Business owners face unique challenges and opportunities in every area of financial wellness.
Business Owners
Would you like a thorough review of your life, disability, and critical illness insurance to ensure you, your family, and your business is protected properly? Are you self employed and want to explore options to cover health and dental costs for you, your employees, and your family?
Insurance and Risk Management
Are you and employer who wants to attract and keep quality talent in your business? Financial stress is a major factor in employees missing work and their productivity suffering. Offering a financial plan to your employees can have a very positive impact on your employees lives, your company culture, and the overall financial wellness of your business. We have customized discounted packages for you!
Employers
Looking for financial education and literacy workshops? Ideal for community groups, forum groups, businesses and their employees, educational organizations, women empowerment organizations, associations, and retreats.
Financial Wellness Workshops
Are you looking for a financial professional to deliver an educational, impactful, inspiring, and empowering presentation at your event or for your organization? This offering is highly customized to your community and needs.
Speaking Engagements
Designed for two types of people. Either those who are looking for a monthly 1 hour coaching session that is highly customized to your needs. Or, existing fee for service financial planning clients who want ongoing service after their financial plan is delivered.
Monthly Coaching and Ongoing Services
This service is ideal if you are not ready for a full financial plan yet, but you want to design a budget, a savings plan, and a debt repayment plan to get you on track to achieve your goals.
Cash Flow Management
About
Crystal Kelly, CFP®
ABOUT
Crystal took the leap to start Amani Financial and create her own version of financial independence in 2021. With her 16 years of experience in the financial industry, she has developed a philosophy that sound financial advice must include the emotional and human part of the equation. Of course the numbers are critically important, however Crystal’s approach also considers the client’s dreams, fears, biases, life experiences, gender, beliefs, cultural background, traumas, values, and the list goes on. It’s not only about helping women explore and set their goals, but also about getting them there in a way that feels safe and brings peace of mind to their lives.
Crystal earned her CFP® designation and is required to adhere to rigorous standards that are set and enforced by the FP Canada Standards Council™ including a code of ethics, fitness standards, rules of conduct and practice standards.
Featured Articles
BLOG
Empowering women through planning, education and coaching
APPROACH
Women have unique experiences, challenges, opportunities and goals when it comes to finances and wealth building. Our aim at Amani Financial is to empower women who want to increase their financial literacy, create financial security, build wealth, and improve their overall well being and peace of mind around their finances.
What Is Financial Planning?
PILLARS
Budgeting, Debt Repayment, Automating Savings
Cash Flow
Management
Life & Critical Illness Insurance, Income Protection, Business Risk Protection
Insurance
& Risk
Asset Allocation, Risk Tolerance/Capacity, Efficiency of returns, taxes & fees
Investment
Planning
Retirement Readiness, Sources of Income, Asset Allocation for Retirees
Retirement
Planning
Review of Wills & Trusts, Inheritances, Terminal Tax considerations
Estate
Planning
Tax Liabilities, Income Splitting, Tax Efficient Wealth Strategy
Tax
Planning
Feature Podcasts
PODCASTS
Where the brand began...
ABOUT AMANI FINANCIAL
Amani, a Swahili word pronounced aa-mah-nee, is associated with calm and reason. Amani is not just about the absence of chaos, it also refers to the tranquility, peace of mind and serenity.
The primary mission of Amani Financial is to guide women to financial independence so that they can break the cycle of financial chaos and bring peace of mind to their lives. We specialize in cash flow management, investment planning, retirement planning, estate planning, insurance and risk management, tax planning and small business financial planning.
Amani Values
Get
in Touch
For inquires about our services, please feel free to reach out here. If you’re interested in scheduling a complementary 30 minute consultation, please go ahead and schedule your free consultation now.